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Housing Insights Central

Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.

How to Prepare Your Home for an Appraisal

When the real estate market is on the rise, so are home appraisals. Home appraisals are a crucial part of home buying and can determine how much money you get for your house. They are based on several factors, including the condit...

Mortgage Rates Dip: What This Means for House Hunters in an Unsteady Economy

In a bit of good news for those looking to buy homes, mortgage rates have seen a slight decrease. The rate for a standard 30-year mortgage has dropped to 6.85%, a slight ease for buyers in today...

How to Get Help If You're Struggling to Pay Your Water Bill

Having safe water at home is important for staying healthy, cooking, and cleaning. But for many people, especially older adults with limited income, water bills can be hard to afford. In fact, about 20% of househol...

Securing Your Home: The Basics of Homeowners Insurance

Homeowners' insurance is an absolute necessity when you own a home. It'll safeguard your house and its contents and offer coverage for personal liability if disaster strikes, like natural calamities, theft, or...

What Are Fannie Mae and Freddie Mac? A Big Change in Home Loans

Fannie Mae and Freddie Mac are two big companies that help make buying homes more affordable and predictable in America. They are important because they buy home loans from banks and then sell them to investors...

New First-Time Home Buyer Tax Credit Proposal Aims to Help Prospective Homeowners

Dreaming of owning your own home? A new proposal called the "First-Time Home Buyer Tax Credit" could be a big help.  It's a plan that might give people looking to buy the...

Funding Delay Halts Eco-Friendly Renovation Project for Affordable Housing

A big update was planned to make two apartment buildings in Chicago better for the environment and cheaper for elderly people with less money to live in. These buildings would get things like solar...

How to Determine Which Housing Program Suits You

Housing programs are a great way to get access to affordable living and can help take the burden off of your wallet in a big way. But where do you even begin when it comes to figuring out which program is right for you? Fea...

The Top 4 Considerations to Make When Buying a Home

Since purchasing a house is a momentous investment that requires a significant amount of cash, it is essential to spend enough time researching and following the proper procedure before settling on the perfect home. If y...