Housing Insights Central

Deciding how much to spend on rent starts with understanding what you can comfortably afford. Here are some general rules to guide you:   The 30% Rule A common recommendation is to spend about 30% of your gross monthly income...

The best way to ensure that your house does not develop any significant problems is by handling any issue before it deve...

Jackson County is mobilizing aid for its residents still struggling with the aftermath of the Almeda and Obenchain wildfires through a promising new initiative, the Homeowner Assistance and Reconstruction Program (HARP). A...

As the holiday season continues and the remaining days of the year dwindle away, many people consider what they can do over the next year to improve their financial situation in 2022. Besides any New Years' resolutions, the continued econo...

Milpitas has undertaken a new housing initiative to provide vital support to low-income workers and their families. The Workforce Housing Rental Assistance Program (WHRAP), a...

Buying your first home is an exciting milestone but can also seem daunting when it comes to financing it. Fortunately, there are several loan programs designed to help first-time buyers make their home ownership dr...

Today, the challenge of securing an affordable living space is hitting Americans hard. Across numerous cities, to even think of buying a house, one might need a yearly income surpassing the $100,000 mark.  ...

Dreaming of owning your own home? A new proposal called the "First-Time Home Buyer Tax Credit" could be a big help.  It's a plan that might give people looking to buy the...

In a bit of good news for those looking to buy homes, mortgage rates have seen a slight decrease. The rate for a standard 30-year mortgage has dropped to 6.85%, a slight ease for buyers in today...