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Housing Insights Central

Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.

How To Avoid A Grant Scam

Foremost, you should never pay for a grant service. Applying for a federal grant is free. Many sites will offer a grant writing service or promise that you have a better chance to be approved for a grant if you put down your credit card. This is a...

New Help for Homeowners to Prevent Losing Their Homes

The Department of Housing and Urban Development (HUD) has made changes to help people with FHA (Federal Housing Administration) insured single-family home loans keep their homes when they have trouble paying their mortga...

Advocating for Affordable Housing in Your Local Community

The challenge of securing safe and affordable housing continues to grow in communities worldwide, prompting individuals and organizations to seek innovative solutions and advocate for change. With the guidance of Hab...

Tips to Avoid Getting Scammed While House Hunting

House hunting is exciting because it opens the possibility of finding the perfect home for yourself and your family. However, it is important to be aware that some unscrupulous people may be looking to take advantage of...

How to Get Help If You're Struggling to Pay Your Water Bill

Having safe water at home is important for staying healthy, cooking, and cleaning. But for many people, especially older adults with limited income, water bills can be hard to afford. In fact, about 20% of househol...

Exploring Government-Backed Loans for First-Time Homebuyers

The housing market is constantly changing and more first-time homebuyers are opting for government loans to purchase their initial properties. According to the Mortgage Bankers Association (MBA), there is a nota...

How Much Should You Spend on Rent?

Deciding how much to spend on rent starts with understanding what you can comfortably afford. Here are some general rules to guide you:   The 30% Rule A common recommendation is to spend about 30% of your gross monthly income...

Wyoming Ramps Up Housing Assistance to Support Vulnerable Groups

Wyoming has allocated additional funding for housing assistance programs targeting vulnerable populations in the state. An extra $8 million will go towards helping groups like low-income families, the eld...

Six Insider Tips for a Better Relationship With Your Landlord

Living in a rental property means you'll often deal directly with your landlord. It's possible to have a positive, productive relationship that benefits both of you. Here’s how renters and landlo...