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Housing Insights Central

Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.

How Selected Households Can Save on Utility Bills

California has a program called the California Climate Credit that helps residents save money on their utility bills. This credit is given as a discount directly on your electricity or natural gas bill with no extra paperwor...

Cities Where Many Renters Pay Under $1,000 a Month

Finding an affordable apartment in a big city can be tough, but it's still possible in certain places like Oklahoma City and Pittsburgh, where rents often remain below $1,000 per month. In 2023, about 32% of renters ...

First Time Home Buyers Can Find Great Mortgage Assistance Grants

Buying a home for the first time can be intimidating. Many first time home buyers are in need of help. They don't know where to begin. Fortunately, there are many sources of help to provide assistance for many p...

The Most Budget-friendly Cities in the US to Buy a House

A recent study by WalletHub reveals that buying a house in the US has become hard for many. High mortgage rates and a shortage of available homes have made it extremely difficult, causing many to give up the search...

VA Benefits for Specially Adapted Housing: How Veterans Can Apply for Housing Grants

The Department of Veterans Affairs (VA) offers housing grants to veterans who have disabilities related to their military service. These grants help veterans buy, build, or make changes ...

Exploring & Understanding Mortgage Loan Modifications to Retain Your Home

Financial problems like job loss, illness, or divorce can make it hard for homeowners to pay their mortgage. If you’re having trouble making your monthly payments, a mortgage loan modification m...

Community Support Offers Hope for Housing Difficulties

Housing insecurity is an issue that impacts communities across the country. While government programs provide vital assistance, local organizations are also stepping up to help. Nonprofits, charities, and community g...

Making Dreams a Reality: First-Time Home Buyer Programs to Help You Achieve Home Ownership

  For many first-time home buyers, the journey towards their dream home can seem daunting and out of reach due to high home prices and interest rates. However, there is goo...

Understanding New York’s STAR Tax Relief Program

New York State has a special program to help people save money on property taxes, especially for school costs. This program is called the School Tax Relief (STAR) program. It was created to make living in New York more a...