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Housing Insights Central

Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.

How to Lock in Mortgage Rates While They're at Record Lows

If you are looking to buy a property, one of the most important things you need to think about is mortgage rates. Just a one percent difference in interest saves people an average of about $60,000 over the life of th...

A Comprehensive Guide to Affordable Housing Programs Across the United States

You've probably heard about rising housing costs, the increased demand that can't be satisfied by supply, and a growing problem sweeping the United States. When it comes to affordable ...

HUD and USDA Collaborates to Implements Updated Energy Efficiency Standards for New Homes

The U.S. Department of Housing and Urban Development (HUD) and the U.S. Department of Agriculture (USDA) have collaborated to update the Minimum Energy Standards for newly constructed ...

Revolutionizing Rental Support: The Transition from Vouchers to Cash

In a groundbreaking initiative, the U.S. government is exploring a transformative change in its approach to assisting families in need of housing. Moving away from the traditional voucher-based system, the...

A Tribute to 90 Years of Homeownership with the FHA

On the notable day of June 27, 2024, we observed the outstanding 90-year journey of the Federal Housing Administration (FHA), a pillar of American homeownership since its inception via the National Housing Act of 1934, a v...

Guide to Applying for Public Housing: Steps and Essential Information

Public housing provides affordable and safe rental homes for low-income families, the elderly, and people with disabilities. If you think you might qualify and are interested in applying, here’s wha...

5 Best Mortgage Lenders for First-Time Home Buyers (October 2025)

Buying your first home can be tricky, so picking the right mortgage lender is important. Here are five of the best options, explained in simple terms:   1. Rocket Mortgage   Available Natio...

A First: Tech Companies Work with Governments to Lower Homelessness

Tech companies in the San Francisco Bay Area are typically associated with excessive wealth, greed, innovation, and general unaffordability for most. The lack of affordable housing in the region is relativel...

Renovations and New Programs: Expanding Affordable Housing in Chesapeake

The Chesapeake Housing Authority recently announced plans to improve and expand affordable housing options across the city. Proposed upgrades to existing communities and new programs aim to better serv...