Housing Insights Central
Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.
How to Own a Rental House That Has a Purchase Option
Do you plan to buy a house in the next few months or years? Then, start saving some cash to ensure you have enough money in your account by then. Unfortunately, you might not manage to set aside some cash if you have too m...
A Tribute to 90 Years of Homeownership with the FHA
On the notable day of June 27, 2024, we observed the outstanding 90-year journey of the Federal Housing Administration (FHA), a pillar of American homeownership since its inception via the National Housing Act of 1934, a v...
What Paperwork Do You Need When Buying a House?
Buying a home is a big deal. It takes a lot of steps, and you'll need to gather a bunch of papers to do it. When you buy a home, especially if you need a loan, there will be a lot of personal and financial documents to show ...
Cities Where Many Renters Pay Under $1,000 a Month
Finding an affordable apartment in a big city can be tough, but it's still possible in certain places like Oklahoma City and Pittsburgh, where rents often remain below $1,000 per month. In 2023, about 32% of renters ...
What Are Fannie Mae and Freddie Mac? A Big Change in Home Loans
Fannie Mae and Freddie Mac are two big companies that help make buying homes more affordable and predictable in America. They are important because they buy home loans from banks and then sell them to investors...
Coronavirus, the Homeless Community, and Brewing Anger
Amanda Law is a successful Californian who just so happened to be born in Asia. She earns a six-figure salary, has a palatial home in the San Francisco Bay area, and has two dogs that she loves to walk. Golden retriev...
Pandemic Rebound Creates Bidding Wars in Housing
According to housing data in the US from the first weeks of May, 2020, over 41% of homes being sold actually faced a bidding war. These numbers were released by Redfin, and show a 9% increase from January, and a huge increa...
REITs Are a Great Way to Invest in the Housing Market
Many people who are investing in the housing market will buy properties in order to flip them. The rate of return can be attractive, but it requires a great deal of work on the part of the investor. In addition, supply ca...
COVID-19 Creates a New Type of Housing Boom
A remarkable 35% of renters have missed a rental payment between March and July because of the COVID-19 pandemic. Many renters are in low-wage jobs in service industries that were hit hard by closures enacted in order to slow the s...
