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Housing Insights Central

Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.

Can You Buy a House Without Putting Any Money Down?

The answer is yes, especially, if you're buying a house for the first time. There are special loans meant just for first-time buyers that don't require you to put any money down at all, and various programs designe...

What Are Fannie Mae and Freddie Mac? A Big Change in Home Loans

Fannie Mae and Freddie Mac are two big companies that help make buying homes more affordable and predictable in America. They are important because they buy home loans from banks and then sell them to investors...

Guide to Applying for Public Housing: Steps and Essential Information

Public housing provides affordable and safe rental homes for low-income families, the elderly, and people with disabilities. If you think you might qualify and are interested in applying, here’s wha...

How Selected Households Can Save on Utility Bills

California has a program called the California Climate Credit that helps residents save money on their utility bills. This credit is given as a discount directly on your electricity or natural gas bill with no extra paperwor...

A Place to Call Home; The Latest Trends in Housing You Should Know About

It isn't easy trying to find a new home these days. Housing inventory still hasn't recovered in 2023. The supply remains at near historic low levels, but there is some encouraging news. Singl...

New Help for Homeowners to Prevent Losing Their Homes

The Department of Housing and Urban Development (HUD) has made changes to help people with FHA (Federal Housing Administration) insured single-family home loans keep their homes when they have trouble paying their mortga...

Renting vs. Owning: Making the Right Choice for Your Housing Needs

When it comes to housing, you have two main options: renting or owning. There are advantages and disadvantages to both options. It is important to think through your individual needs and financial situatio...

How to Determine Which Housing Program Suits You

Housing programs are a great way to get access to affordable living and can help take the burden off of your wallet in a big way. But where do you even begin when it comes to figuring out which program is right for you? Fea...

Protecting Your Investment: Strategies for Maintaining Your Home

Owning a home is a major investment. Not only is it likely to be the most expensive purchase you will make in your lifetime, but it’s also an asset you’ll want to protect and maintain for years t...