Housing Insights Central

California has a program called the California Climate Credit that helps residents save money on their utility bills. This credit is given as a discount directly on your electricity or natural gas bill with no extra paperwor...

The housing market is constantly changing and more first-time homebuyers are opting for government loans to purchase their initial properties. According to the Mortgage Bankers Association (MBA), there is a nota...

Fannie Mae and Freddie Mac are two big companies that help make buying homes more affordable and predictable in America. They are important because they buy home loans from banks and then sell them to investors...

A big update was planned to make two apartment buildings in Chicago better for the environment and cheaper for elderly people with less money to live in. These buildings would get things like solar...

Spending time at home becomes more common in retirement. This is a period when many retirees find their homes need changes to match their new lifestyle and possibly changing health needs. For those aged 65 and above,...

The answer is yes, especially, if you're buying a house for the first time. There are special loans meant just for first-time buyers that don't require you to put any money down at all, and various programs designe...

Housing affordability has become a hot topic in the U.S. within recent years, only further exasperated by the impacts of the COVID-19 pandemic. Countless individuals and families have faced cruelty while enduri...

Modern technology can be a huge help, but it also comes with some challenges for homeowners. Incredibly sophisticated housing scams are on the rise, and they can take your money or even steal your home. Accordin...

Buying a home is a big deal. It takes a lot of steps, and you'll need to gather a bunch of papers to do it. When you buy a home, especially if you need a loan, there will be a lot of personal and financial documents to show ...