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Housing Insights Central

Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.

What to Expect for Mortgage Rates in 2026

Are you thinking about buying a home in 2026? You’re probably wondering what will happen with mortgage rates next year. Here’s what experts are predicting—and what it might mean for you.   Mortgage Rates ...

Renting vs. Owning: Making the Right Choice for Your Housing Needs

When it comes to housing, you have two main options: renting or owning. There are advantages and disadvantages to both options. It is important to think through your individual needs and financial situatio...

Evergreen Home Loans Grows Into 11 More States

Evergreen Home Loans, based in Bellevue, Washington, is continuing to grow across the country. The company recently announced that it has started offering its loan services in 11 new states. These states include Texas, Flori...

New York Stimulus Payment: Who Gets a Star Check in 2025?

In New York state, homeowners might get some help with their property taxes through the Star program. This week, the state started sending out stimulus checks, which are part of a tax credit system under the STAR pro...

Tips on How to Survive and Overcome the Section 8 Waitlist

Securing a spot in the Section 8 housing program is a sigh of relief for many, but the path leading up to it is loaded with waiting times and ambiguity.  As states are starting to accept applications for their...

How Will HUD Changes Impact Seniors in the U.S.?

In America, the number of older adults is on the rise, with about 55.8 million people, or one out of six, being 65 or older as of 2020. A recent study from the Urban Institute has shone a light on how budget cuts to the De...

What is the Government Doing to Help Victims of the California Wildfire?

The U.S. Department of Housing and Urban Development (HUD) is stepping up to assist those affected by the recent wildfires and straight-line winds in California, starting from January 7, 2025.  ...

Funding Delay Halts Eco-Friendly Renovation Project for Affordable Housing

A big update was planned to make two apartment buildings in Chicago better for the environment and cheaper for elderly people with less money to live in. These buildings would get things like solar...

What Are Fannie Mae and Freddie Mac? A Big Change in Home Loans

Fannie Mae and Freddie Mac are two big companies that help make buying homes more affordable and predictable in America. They are important because they buy home loans from banks and then sell them to investors...